A credit card is a convenient way to pay your bills and purchase items online. However, it’s important to find the best credit card for you and your lifestyle. In this article, you’ll learn about several popular credit cards available, including Discover Card, Capital One Blue Cash Preferred and American Express Platinum Card(r).
Discover Card
If you want to unlock the potential of your spending, a Discover Card is a credit card you should consider. It can help you build your credit, save money, and enjoy a variety of perks.
You can apply for a Discover card by going online. Once you get approved, you can use the card to make purchases. The company partners with merchants around the world, so you’ll enjoy a variety of benefits. In addition, you’ll receive a free FICO score.
Discover is also a leader in the cash-back rewards industry. Their cards offer a fixed or rotating rewards program. Depending on your preferences, you’ll likely earn more than just the typical 1% back on all purchases.
Discover offers a number of student cards. This card can be helpful for students, especially those who have limited or no credit. They come with a free FICO score, and have lower credit requirements than the typical student card.
Capital One Secured Credit Card
The Capital One Secured Credit Card is a good option for anyone looking to start building credit, even those with bad credit. This card is designed for the digital world, and offers features such as Apple Pay and a digital wallet. It has no annual fee, and its low deposit and flexible security requirements make it ideal for those who aren’t able to find unsecured cards.
If you are looking to get approved for a secured credit card, the Capital One Platinum Secured Credit Card is a great choice. Its benefits include a $200 credit line, no annual fee, and a low security deposit of only $49, which can be increased to up to $99.
Another big benefit of the Capital One Secured Credit Card is that it is relatively easy to apply for. You can get approved for it even if you have no bank account. In addition, you can choose your own payment due date and you will have access to the Capital One mobile banking app. With this app, you can view your financial situation, including your spending, and control your monthly payments.
American Express Platinum Card(r)
The American Express Platinum Card(r) credit card offers a host of benefits and is ideal for frequent travelers. Among the features is a generous welcome bonus that’s worth $1,680 when redeemed through American Express Travel. It also comes with a solid suite of travel perks, including airport lounge access, hotel discounts, and airfare rewards.
While the American Express Platinum Card has an annual fee, it’s still one of the best premium credit cards around. That’s because the card’s high annual fee is offset by the card’s perks.
For example, the Platinum Card offers a $200 airline fee credit, a $200 incidental airline fee credit, and a $300 Equinox credit. In addition, the card’s other perks include a concierge service available 24-hours a day, as well as a dedicated concierge number on the back of the card.
Capital One Blue Cash Preferred
If you’re looking for a credit card that offers a high cash back rate, a welcome bonus and a low annual fee, the Capital One Blue Cash Preferred is one of the best options on the market. Whether you need to pay for groceries or you’re a frequent traveler, the card will help you save on essential purchases.
The card offers an above-average welcome offer of $200 in statement credit after you spend $3,000 in the first six months. This is a great deal, but it’s a much longer period than other rewards cards offer.
For the first year, you’ll receive a $0 annual fee. However, there’s a $95 annual fee after that.
Another great perk is that you’ll get 1% cash back on every other purchase you make. You can redeem your rewards for a statement credit or a gift card.
PayPal Cashback Mastercard vs Venmo Credit Card
If you use Venmo to send money to your friends and family, you may find that your Venmo cash back rewards program is an attractive new option. These rewards can be used to pay credit card bills, make in-app purchases, and even purchase goods and services where Venmo is accepted.
The best part about these rewards is that you do not have to do anything to receive them. They are automatically calculated and appear in your Venmo account.
Venmo and PayPal are both great options for sending and receiving money, but they are also different. Venmo is geared more toward peer-to-peer transactions in the U.S., and it allows you to get money from your friends without the hassle of dealing with a third party. It also offers a debit card so you can make purchases from a desktop computer. However, PayPal is a lot more robust. You can use it to send money to your bank, or to a foreign country, as long as you are willing to pay for the service.
