A credit card offer bonus is something you can get to make your money go further. These cards are often designed with a specific purpose in mind and this means that they have the potential to be lucrative. For example, some cards are designed specifically with business in mind, while others are meant for consumers.
Bank of America Customized Cash Rewards
The Bank of America Customized Cash Rewards credit card is a great option for consumers who need a rewards credit card. It offers a fairly involved reward structure that works well for consumers who spend a lot in different categories.
In addition to a high sign-up bonus, the card offers an introductory 0% APR offer for 18 billing cycles. During that time, you can earn 3% cash back in select bonus categories. However, the spending limit is relatively low. So, if you need to make major purchases, you might want to look elsewhere.
In addition, the card’s bonus categories are restricted to a quarterly spending cap of $2,500. This can be a bit too low for some families. Thankfully, Bank of America allows you to switch your main reward category once a month, so you can still earn a few dollars each month.
Citi Double Cash
If you’re looking for a card to help you earn some cash back, you should consider applying for the Citi Double Cash credit card. The card provides a solid cash back rate on all purchases, and you can easily redeem your rewards for statement credits or direct deposit.
This card also boasts a number of other impressive features, including a no-limits-on-cash-back sign up bonus and a lengthy introductory APR period. However, the Citi Double Cash credit card does not offer any fancy features, like purchase protection or an extended warranty. So, if you want a card that can give you more for your money, check out other options.
Another great feature of the Citi Double Cash card is the Lost Wallet service. You can access your wallet, phone, and other important items by scanning your card with an Android or iOS device.
Capital One Quicksilver
If you are looking for a credit card with no annual fee, low interest rates and cash back rewards, then you should consider applying for the Capital One Quicksilver credit card. It offers a $200 welcome bonus as well as 1.5% cash back on purchases.
You can choose to receive your rewards in a variety of ways. For example, you can redeem them for statement credits, PayPal, or gift cards. There is also an option to transfer them to your bank account. However, you will have to speak to a customer representative before you can set up your account.
The Capital One Quicksilver card comes with a number of benefits, including a 0% APR promotion for 15 months. If you want to pay off your balance in full each month, you can transfer it to your bank account. In addition, you may enjoy complimentary concierge service.
Chase Ink Business Unlimited
The Chase Ink Business Unlimited credit card is a great no-fee credit card that offers rewards. It has a flat cash back rate of 1.5%. If you use the card regularly, you can redeem your points for merchandise, gift cards, and travel.
This card is ideal for business owners who make a lot of purchases in non-category categories. It does not charge a foreign transaction fee, and you can set spending limits for your employees.
You can also pair the Ink Business Unlimited card with other business and travel cards to earn even more rewards. Compared to other business cards, this is a good choice for long-term use.
Unlike other business cash back credit cards, the Ink Business Unlimited has no cap on the amount of cash you can earn. There are also no restrictions on the type of rewards you can earn.
American Express Offers
There are many credit card offers out there, but you need to know what the best ones are. If you’re looking for a new credit card, you may want to check out American Express. It has some great rewards and is considered a leading player in the industry. In fact, the American Express catalog has numerous different rewards cards available.
You should consider the American Express Platinum Card if you’re looking for a high-end credit card. The card offers extensive travel benefits and luxurious rewards. However, the card also comes with a substantial annual fee.
Another good option is the Amex Gold Card. This card has a low annual fee. Also, the card has a rich welcome offer. For the first six months, you can earn 60,000 points. These points are worth up to $1,600 in travel.